Balloon PaymentBy Kasey Swain / August 15, 2025 A large lump-sum payment of principal that is due at the end of loan term. Resources relating to Balloon Payment: Innovation Meets Regulation – Why Fractional Loan Platforms Must Think Like Securities Issuers Fractional interests in loans, where a single loan is divided into multiple pieces and sold to multiple investors, have become increasingly popular through web-based investment platforms. These platforms make it … Read article Understanding Forbearances Forbearances can range from a fairly straightforward arrangement with your borrower (a temporary payment deferral, as an example), to a complex agreement to help a borrower navigate through a loan … Read article What You Need to Know about Consumer Bridge Loans Many hard money lenders who make primarily business-purpose loans consider consumer bridge loans as a path to diversify their business while still avoiding some of the most restrictive consumer loan … Read article Related Articles: California Supreme Court Ruling Could Be Trouble for Private LendersTips On Creating Private Mortgage Notes For InvestorsDictionary of Lending TermsThe Price of Stupidity – or How to Really Screw Up Servicing a LoanWhat You Need to Know about Consumer Bridge Loans