Raising debt from foreign investors can be a powerful tool for building a robust lending platform, however it’s essential to understand the best practices for engaging with foreign investors. This article outlines the 3 key steps you must follow when ...

Imagine a long-time friend, James, approaches you with an opportunity to purchase a four-unit apartment building together. He’s found a promising property and plans to renovate it, add an accessory dwelling unit, and lease it to tenants.  James asks if ...

The rise of the mega fund has reshaped the private credit landscape, creating both opportunities and challenges for smaller and mid-market lenders. Firms such as Blackstone, KKR, Brookfield, and Ares have raised billions in private credit vehicles, enabling them to ...

As the end of the year approaches, companies must prepare to renew their licenses through the Nationwide Multistate Licensing System (“NMLS”). The renewal period for 2025 began on November 1 and ends on December 31. As of this year, NMLS ...

The loan documentation process is one of the most critical and often underestimated components of a successful private lending transaction. A well-structured set of loan documents is far more than paperwork; it’s the backbone of enforceability, compliance, and capital protection. ...

Mortgage funds for private lenders have become one of the most effective ways to scale a lending business in today’s competitive real estate market. Whether you’re originating bridge loans, DSCR loans, or other business purpose loans, these funds can help ...

Disclaimer: How Tech for Lenders Can Reduce Risk and Increase ROI is a guest contribution and is for informational purposes only. It is not written by a licensed attorney and should not be relied on as legal advice. For guidance ...

Private lenders who maintain strong AML compliance protect more than just their portfolios; they safeguard their entire lending platform. Under FinCEN’s current guidance, private lenders are expected to maintain anti-money laundering programs that include due diligence, staff training, and reporting ...

When preparing loan documents on behalf of our clients, the firm’s practice is to always require a 2021 ALTA loan policy. Often, the title company will come back and offer “Standard Coverage”, an ALTA policy with “Western Regional Exceptions,” or ...

The distinction between a squatter vs trespasser in California directly impacts how property owners must respond and what resources they need to deploy. Trespassers can usually be handled quickly by law enforcement with minimal paperwork. Squatters require formal notices, court ...

Understanding the complexities of private lending licensing regulations can be daunting, which is why the current Utah lending license requirements are under scrutiny for overly rigid conditions that pose a challenge for even the most seasoned lenders.  Currently, Utah requires ...

Fraud in the non-qualified mortgage market is escalating, and some Non-QM Lenders are responding decisively. Several lenders have begun issuing exclusion lists naming borrowers, appraisers, and even specific regions as ineligible for loans. For lenders, brokers, and underwriting teams, this ...