Articles and News
Trust Deed Investing vs. Fund Structures: Unlocking Efficiency & Scalability
For new investors entering the private lending space, two primary investment structures tend to come up: trust deed investing and real estate debt fund investing. Both can offer attractive, asset-backed ...
Read More
Partnering With a Private Lending Law Firm? Read This First
As the global private credit market continues to rapidly expand, with a projected growth of 1.67 trillion in 2025, there has never been a better time to partner with a ...
Read More
Hard Money Lending Laws: A Quick Guide
Hard money lending laws aren’t just legal fine print; they’re the foundation of a successful, compliant lending business. For private lenders, real estate investors, and fund managers, understanding how these ...
Read More
Protecting Lenders From Rampant Mortgage Fraud
Mortgage fraud is a persistent threat facing private lenders, whose flexibility in serving borrowers outside traditional lending channels can inadvertently open the door to increased risk. By stepping in where ...
Read More
Why Networking Opportunities for Lenders Are Key to Long-Term Success
Networking opportunities for lenders are one of the most important tools for long-term success in the private lending industry. In a business built on relationships, visibility, and trust, the value ...
Read More
The Stress of Busted Construction Projects
Busted construction projects can be extremely stressful for a lender. Construction projects are inherently risky and don’t always go as planned. A lender is literally providing funds to a borrower ...
Read More
California Mortgage Law Threatens Foreclosures for Lenders
A newly enacted California mortgage law, AB 130, signed by Governor Gavin Newsom on June 30, 2025, is set to have a severe impact on lenders operating in the state ...
Read More
Fund Formation 101 for Private Lenders: What You Need to Know About Legal Structure, Reg D, and State Compliance
Funds are a powerful tool for scaling capital, serving investors, and building a reputable lending platform – but understanding proper fund formation is crucial. Understanding how your fund is structured, ...
Read More
5 Must-Have Terms in Your Loan Servicing Agreement
In the current lending landscape, brokers are increasingly relying on a loan servicing agreement as they return to brokering loans to private investors while retaining servicing rights. This approach provides ...
Read More
Avoid Closing Delays: Why an Escrow Officer Is Crucial
Some mortgage originators may argue that to avoid closing delays, the most critical aspect of the loan file is the sales process. In reality, however, the primary functions of the ...
Read More
REITs and the One Big Beautiful Bill Act: What Lenders Need to Know
Major developments for REITs after the July 3 ruling. On July 3, 2025, the U.S. House of Representatives narrowly approved H.R. 1, the “One Big Beautiful Bill Act”, by a vote ...
Read More
The Best State to Form an LLC for Real Estate Investing
You’re getting ready to start your business, but there’s just one hurdle left: where is the best state to form an LLC for real estate investing? For many private lenders, ...
Read More- Corporate & Securities, Securities and Capital Markets
For new investors entering the private lending space, two primary investment structures tend to come up: trust deed investing and real estate debt fund investing. Both can offer attractive, asset-backed returns—but they differ significantly in ...
- Lending Compliance
As the global private credit market continues to rapidly expand, with a projected growth of 1.67 trillion in 2025, there has never been a better time to partner with a private lending law firm. From ...
- Banking & Finance, Lending Compliance
Hard money lending laws aren’t just legal fine print; they’re the foundation of a successful, compliant lending business. For private lenders, real estate investors, and fund managers, understanding how these laws vary by state is ...
- Litigation, Litigation & Bankruptcy
Mortgage fraud is a persistent threat facing private lenders, whose flexibility in serving borrowers outside traditional lending channels can inadvertently open the door to increased risk. By stepping in where banks may not, private lenders ...
- Marketing and Events
Networking opportunities for lenders are one of the most important tools for long-term success in the private lending industry. In a business built on relationships, visibility, and trust, the value of strategic networking cannot be ...
- Foreclosure and Loss Mitigation
Busted construction projects can be extremely stressful for a lender. Construction projects are inherently risky and don’t always go as planned. A lender is literally providing funds to a borrower who will “lego” together the ...
- Litigation, News
A newly enacted California mortgage law, AB 130, signed by Governor Gavin Newsom on June 30, 2025, is set to have a severe impact on lenders operating in the state of California. While primarily intended ...
- Corporate & Securities
Funds are a powerful tool for scaling capital, serving investors, and building a reputable lending platform – but understanding proper fund formation is crucial. Understanding how your fund is structured, how to comply with securities ...
- Lending Compliance, Loan Document Preparation
In the current lending landscape, brokers are increasingly relying on a loan servicing agreement as they return to brokering loans to private investors while retaining servicing rights. This approach provides a recurring source of revenue, ...
- Banking & Finance, Loan Document Preparation
Some mortgage originators may argue that to avoid closing delays, the most critical aspect of the loan file is the sales process. In reality, however, the primary functions of the loan origination process – marketing, ...
- News
Major developments for REITs after the July 3 ruling. On July 3, 2025, the U.S. House of Representatives narrowly approved H.R. 1, the “One Big Beautiful Bill Act”, by a vote of 218–214, advancing a landmark ...
- Corporate & Securities, Corporate Business Law
You’re getting ready to start your business, but there’s just one hurdle left: where is the best state to form an LLC for real estate investing? For many private lenders, entity formation goes beyond paperwork; ...
- Litigation, Litigation & Bankruptcy
There’s a common misconception in the lending industry that judicial foreclosures take “too long” and are “too costly.” While it’s true that some non-court-based options may move faster, court-supervised remedies offer powerful legal advantages that ...
- Banking & Finance, Lending Compliance
When the In re Moon case ruling first made waves in the California lending industry in 2022, many seasoned lending professionals, from brokers to lawyers, sprang into action to fight against the local California bankruptcy ...
- News
Geraci LLP has rebranded as Fortra Law, reflecting a renewed commitment to strategic legal counsel and fortified client protection in the private lending industry. The same trusted team remains in place, with a formal in-person ...
- Securities and Capital Markets
Real Estate Investment Trusts (REITs) have gained significant traction in private lending for debt funds since 2017. With its attractive features like 20% tax savings, UBTI blocking, and state withholding blocking, it has become a ...
